Commercial Insurance

Turner & Associates Insurance offers insurance packages tailored for your unique business. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your investments. We have a unique business model that is designed to allow our clients to control the total cost of risk. It focuses on proactive risk reduction strategies that make you look more attractive to the insurance marketplace. 

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.Property Insurance may cover two types of property losses:   

• Direct losses when property is lost, stolen, damaged or destroyed

• Indirect or consequential losses related to direct losses 

Commercial General Liability Insurance

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.     

Business Auto Insurance

Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that's right for you and your business.

Workers' Compensation

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered. A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.